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Search took 0.48 seconds. Search: Posts Made By: Niven
Forum: The Lounge 10/26/2007, 04:20 PM
Replies: 36
Views: 1,337
Posted By Niven
Tell her to use spell check

Tell her to use spell check
Forum: The Lounge 10/25/2007, 02:09 PM
Replies: 64
Views: 1,367
Posted By Niven
Yeah, I can't stand those emails too. Whenever I...

Yeah, I can't stand those emails too. Whenever I get one, I just call the sender up instead of responding to them in an email. :rollface:

I think texting is very convenient. Sometimes the...
Forum: The Lounge 10/08/2007, 02:11 PM
Replies: 58
Views: 2,239
Posted By Niven
Appraisals are still property of the lender. ...

Appraisals are still property of the lender. Fannie Mae lenders will not close on an appraisal that isn't in their name.

Attorneys are not worth paying for in Wisconsin. The title company does...
Forum: The Lounge 10/08/2007, 12:11 PM
Replies: 58
Views: 2,239
Posted By Niven
I'm sure title insurance is different in each...

I'm sure title insurance is different in each state, but in Wisconsin the borrower pays for the Lender's Policy (here about $175-225), the seller pays for the Owner's Policy (here $3-6 per thousand).
Forum: The Lounge 10/08/2007, 12:07 PM
Replies: 58
Views: 2,239
Posted By Niven
Appraisals are the property of whomever orders...

Appraisals are the property of whomever orders them. Your original appraisal was your original broker's property. They can be assigned over to a new lender, but that can be a pain to get done as...
Forum: The Lounge 09/27/2007, 01:49 PM
Replies: 116
Views: 3,757
Posted By Niven
Satriani Vai Marty Freidman

Satriani
Vai
Marty Freidman
Forum: The Lounge 08/24/2007, 02:27 PM
Replies: 238
Views: 9,476
Posted By Niven
Has this been posted???? ...

Has this been posted????
http://sports.espn.go.com/nfl/news/story?id=2989202

and is it believable?
Forum: The Lounge 08/24/2007, 11:02 AM
Replies: 47
Views: 1,396
Posted By Niven
Sorry for your loss Griss :( Rest in peace...

Sorry for your loss Griss :(
Rest in peace Murray!
Forum: The Lounge 08/20/2007, 11:34 AM
Replies: 54
Views: 1,916
Posted By Niven
Every business has it's frauds and every business...

Every business has it's frauds and every business is mainly about sales. Do you think everyone out there needs life insurance? do you think everyone out there needs a Kirby Vacuum cleaner? Do you...
Forum: The Lounge 08/17/2007, 12:31 PM
Replies: 54
Views: 1,916
Posted By Niven
Almost all ARM's have caps to how much the rate...

Almost all ARM's have caps to how much the rate can change the first year. So a $200,000 mortgage at 5% (P&I $1,073.64) should have a first change cap of 2%, so you're now at 7% (P&I $1,330.61). ...
Forum: The Lounge 08/17/2007, 12:07 PM
Replies: 54
Views: 1,916
Posted By Niven
This is who we use................ ...

This is who we use................
http://www.gemortgageinsurance.com



Here is there rate finder...........

http://mortgageinsurance.genworth.com/RatesAndGuidelines/RateFinder.aspx
Forum: The Lounge 08/17/2007, 12:05 PM
Replies: 54
Views: 1,916
Posted By Niven
Mortgage insurance is a premium paid by the...

Mortgage insurance is a premium paid by the borrower to insure the mortgage in case of default. It is only for mortgages where there is less than 20% downpayment/equity. Prior to mortgage...
Forum: The Lounge 08/14/2007, 10:54 AM
Replies: 8
Views: 371
Posted By Niven
"Kazee told a local TV news crew police had the...

"Kazee told a local TV news crew police had the wrong man."

That is great! "No, no, no, it was the other guy with duct tape covering his head, it was not me!"
Forum: The Lounge 08/03/2007, 12:36 PM
Replies: 37
Views: 1,485
Posted By Niven
He who farts in church, sits in his own pew.

He who farts in church, sits in his own pew.
Forum: The Lounge 08/03/2007, 10:51 AM
Replies: 37
Views: 1,485
Posted By Niven
Those stock options may be worth a bundle...

Those stock options may be worth a bundle someday. Start stockpiling now
Forum: The Lounge 08/03/2007, 09:41 AM
Replies: 19
Views: 616
Posted By Niven
Although this one is in my back yard....... ...

Although this one is in my back yard.......
http://money.cnn.com/galleries/2007/moneymag/0707/gallery.BPTL_top_100.moneymag/41.html

The market around here has "settled", although it didn't get...
Forum: The Lounge 08/03/2007, 09:39 AM
Replies: 19
Views: 616
Posted By Niven
Re: Pittsburgh rated 'most livable' once again

You must be reading a different paper/magazine...

http://money.cnn.com/galleries/2007/moneymag/0707/gallery.BPTL_top_100.moneymag/

I don't know if "Most livable" is such a great compliment :p...
Forum: The Lounge 07/30/2007, 12:04 PM
Replies: 38
Views: 1,688
Posted By Niven
I bartend part time and we had an attractive...

I bartend part time and we had an attractive young blond in sitting at the bar for a few hours. She requested my co-worker to close out her tab, co-worker looks at her and asked, "What is your...
Forum: Wisconsin Reef Society (WRS) 07/20/2007, 10:12 AM
Replies: 117
Views: 6,039
Posted By Niven
NO! NO! NO! Rule #1 is DON'T TALK ABOUT FISH...

NO! NO! NO!

Rule #1 is DON'T TALK ABOUT FISH CLUB!

You guys are all cut!
Forum: The Lounge 07/12/2007, 03:56 PM
Replies: 40
Views: 1,832
Posted By Niven
Here you go.... ...

Here you go....
http://www.simpsonsmovie.com/main.html

Just click on "create your avatar"
Forum: The Lounge 06/28/2007, 09:30 AM
Replies: 13
Views: 387
Posted By Niven
This is a pic of my Hippo tang after jumping a...

This is a pic of my Hippo tang after jumping a few years back.

http://www.geocities.com/nivenboug/Random_Pics.html

I don't know how long he was out of the water, but I had to do some...
Forum: The Lounge 06/27/2007, 11:25 AM
Replies: 16
Views: 812
Posted By Niven
Do you find it strange that she was able to get...

Do you find it strange that she was able to get her daughter to walk around with the sign, but she couldn't control her otherwise? I think it's a great idea, don't get me wrong ;)
Forum: The Lounge 06/26/2007, 04:22 PM
Replies: 43
Views: 906
Posted By Niven
This is Wisconsin....Miller LAND! That was the...

This is Wisconsin....Miller LAND! That was the whole problem to begin with! :)
I'm glad everything is working its way out and it's good to see you were able to talk things out instead of just...
Forum: The Lounge 06/25/2007, 03:49 PM
Replies: 15
Views: 913
Posted By Niven
They should counter sue for wasting their time...

They should counter sue for wasting their time and resources!


Is there any truth to what I was told about some foreign countries, if you sue and you lose, you pay the money to them? So this guy...
Forum: The Lounge 06/25/2007, 11:16 AM
Replies: 64
Views: 1,801
Posted By Niven
I googled that Fatima Fong thing and saw you can...

I googled that Fatima Fong thing and saw you can get email updates for changes or specials for Fatima....hmmm....email updates huh?
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