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I also didn't understand why so many people were grabbing flexible rates when you're borrowing the largest amount of your life and borrowing is cheaper than it will probably ever be again. I really wish the brokers had an interest rate historical chart sitting there next to the paperwork to show how it WILL cycle back around. Everyone had the impression that the cycle will always happen later and to someone else. Too bad.
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"The nudi got caught in a pump - he's gone
The wrasse last night jumped to the floor he's now on
I dropped a large rock on my frag of frogspawn
Yet I can't stop reefing - what stuff am I on?"
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