Point and shoot with exchangeable lenses sounds about perfect for me.
I am definitely still considering used, but I can't go too far over the top with the budget. A used D50 is looking pretty nice right now, but I'm only beginning to look and will research quite a bit more before making a decision.
Thanks for the explaination on focal points. What do you mean by "VR does not equal professional grade lens."?
I need to go read an FAQ on lenses I do believe.
Thanks for the reply!
Brandon