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I just looked up tuition for the 3 private medical schools here in California. Tuition alone ranges from $35-38k a year, and it goes up every year. There are a limited number of scholarships and grants out there, but the majority of my classmates ended up taking out loans for their education. Some even have to take out loans just for their living expenses, which pushes their yearly loan to over $50k/year. Throw in any loans from college and it's easy to owe over a quarter million at the time you graduate.
In terms of how long does it take:
College: 4 years for a BA/BS
Medical School: 4 years for your MD degree
Internship: 1 year (after which you get your license)
Residency: 2+ years (Primary care is another 2-3 years, specialize and you could do up to 7 or 8, maybe more)
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