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Eric, some more ideas for you
I live in Fontana, 15 and baseline so the climate is close. My house is brand new so there's not much to do with insulation and air leaks but I did install tint on the windows and a 10x20 retractable awning in the back yard which faces East for the morning sun. I also upgraded the A/C condensor from 10 seer to 16 seer.
This made a $40 a month difference while keeping the house at 76. Altogether the A/C, tint and awning saves me about $100 per month in the summer. In the winter the awning keeps the rain off the patio so the kids can still play.
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"This is the Handle" Armageddon
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