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Are you renewing a contract or will you be buying the phone outright? That obviously makes a huge difference in price. For instance, the only HTC-made phone AT&T has right now (The Tilt) is $300 w/new or renewed contract, but $450 outright (both of those are after a $100 mail-in rebate.)
Honestly, it sounds like all you need is a freebie phone with a calendar feature, plus a cheapy MP3 player. Most of the phones that have the features you're asking for are also going to have a TON of stuff you don't want, so you'd essentially be paying for unused functionality.
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